KLM Bank Ltd. is a leading bank with various branches across the country. On 27th Jan. $\displaystyle 2022$, it faced a sudden temporary shortage in cash balance in one of its branches. On the same day, it was decided by its

directors to borrow funds from another bank for two days to maintain its cash reserve ratio. Identify and explain the money market instrument used by XLM Bank Ltd. to meet its short term funds requirement. Call Money Call money is a method by which banks borrow from each other to be able to maintain the cash reserve ratio.