"Credit pushes the borrower into a situation from which recovery is painful." Examine the statement.

“Credit pushes the borrower into a situation from which recovery is painful.” i Repayment of the loan is crucially dependent on the income from farming ii The failure of the crop made loan repayment impossible. iii .Sometimes the borrower is not able to repay the loan. iv Many a times borrower is caught into the situation of debt-trap. v To repay her loan person has to sell a portion of her/his land. vi The situation of the person gets much worse off than before.