How did Mr. & Mrs. Loisel replace the lost necklace ? What kind of life did the Loisels lead thereafter ? (The Necklace)

They found a necklace exactly like the one they had lost - got it for $\displaystyle 36000$ francs - Mr. Loisel had $\displaystyle 18000$ Francs – They borrowed the rest and returned the necklace to Madam Forester. They led a miserable life/ exhausted the savings – changed lodgings, rented a room in the attic - Matilda did menial work in the kitchen, washed dishes and soiled linen - Clothed like an ordinary woman. Mr. Loisel put the books of a merchant in order - He did copying at five sous a page – It took ten years to pay off all the debts.