Analyze, how the theme of appearance versus reality is developed in 'The Necklace' through Matilda's life choices and their consequences.

Matilda belonged to family of clerks but dreamed of all the rich class joys believed physical appearance defines happiness and success unhappy with her life borrows necklace to show off at the ball party to look rich and elegant but loses the necklace, takes loans gets acquainted with harsh reality of life after $\displaystyle 10$ years when she repaid all the loan, she learned from her friend the necklace was artificial shows Matilda chose to be rich but on the contrary consequences made her life miserable